Cyber security, cyber insurance and digital risk management
Affiliation
| DOI | https://doi.org/10.67313/stanzaleafbookchapter.2026.13 Registered |
| Published In | INSURING EMERGING RISKS ADDRESSING PANDEMICS CYBER ATTACKS AND POLITICAL ISSUES |
| Book Editors | Ramya A J. Deepak Kumar K.M. Anitha R. Srikala J. Chandhini |
| ISBN | 978-81-687720-2-1 |
| Pages | 82-87 |
| Publication Date | 17 July 2026 |
| Publisher | Stanzaleaf Publication |
Abstract
This document explores the critical need for evolving insurance frameworks to address
increasingly systemic emerging risks, including global pandemics, large-scale cyber attacks, and
heightened geopolitical instability. Traditional insurance models often struggle with the correlated
nature of these threats, leading to significant protection gaps. The analysis proposes a shift toward
innovative risk-sharing mechanisms, specifically highlighting public-private partnerships as a
viable solution to enhance financial resilience and provide sustainable coverage for catastrophic,
boundary-spanning events. The study specifically contextualizes these global challenges within the
Indian insurance landscape, noting the urgent need for innovative solutions to bridge the nation's
significant protection gap.By contextualizing these global challenges within the Indian insurance
landscape, the study underscores the urgent need for a regulatory and operational transformation.